Acquire everything! It’s a bull market! Equities are cheap! The buy-the-dip-reflex will prevail! Central banks will slash rates and lift their inflation targets!We would like to show you a description here but the site won’t allow us. In this conversation. christopher joye on Twitter. . We would like to show you a description here but the site won’t allow us. @cjoye RBA speech just published: almost 30% of Aussie borrowers will suffer a more than 40% increase in their mortgage repayments if the RBA lifts the cash rate by 300 basis points, though concludes everything will be ok in that event. @cjoye Cracking interview with the great Tom Piotrowski on equities, bonds, house prices, banks and pretty much everything under the sun - notably recorded before the RBA kicked off its second hiking cycle…CoreLogic is the leading property data, information, analytics and services provider in Australia and New Zealand with growing partnerships throughout Asia. “@cjoye Mate, what's the go with this fund you run? You are doing a terrible job managing other people's money! By the way, #bitcoin was trading around $8. . Ave wage vs ave savings vs ave mortgage debt does not compute in my mind-who can afford a $600k mortgage at 7% without it destroying monthly income?”“@cjoye See through the noise with China - they are in population decline as Poor Japan v2. Sign upDay of valuations reckoning looms for commercial real estate owners, valuers and auditors. Verified account Protected Tweets @; Suggested usersThe data always tells a story and sticky inflation makes it impossible to see an upside with House prices til Q1 maybe even Q2 2024 Bear market like the 1 we are in. “@BruceMeaney @cjoye I don’t know if it’s good. 2021 Olympic Medalist, Joey Lye, shares stories and insight into some of the mental skills and strategies that prepared her [email protected] million in crypto cant be withdrawn on FTX- $13. Both of which disproportionately affect the bottom 50% of households. 7%; Brisb off 1. 3%. Master Your Unstoppable Mindset. Sign upWe would like to show you a description here but the site won’t allow us. macrobusiness. “Bitcoin down at US$20k again, but Aussie house prices stabilising once more while equities tank. This marks a turning point in your powers. Verified account Protected Tweets @; Suggested usersSign up. We would like to show you a description here but the site won’t allow us. In this conversation. We would like to show you a description here but the site won’t allow us. 1%, declining at a 17% annual rate, while Brisbane prices fall at 20% annual rate bit. . Sign upSee new Tweets. christopher joye. @cjoye After some cajoling, I’ve dusted off my double barrel shottie and have agreed to track, hunt and eliminate the biggest housing bull of them all: @TheKouk @cjoye And then the currency will fall, inflation will accelerate and rates will need to go even higher than they would’ve needed to in the first place. 9:35 PM · Aug 9, 2022 · Twitter Web App. @cjoye Cracking interview with the great Tom Piotrowski on equities, bonds, house prices, banks and pretty much everything under the sun - notably recorded before the RBA kicked off its second hiking cycle… @cjoye A tiny, single day drop in Aussie house prices evidenced in the CoreLogic daily data---is it pure noise or something more substantive as tighter policy grips? corelogic. We would like to show you a description here but the site won’t allow us. @cjoye was one of the few to go against this IIRC. 1KWe would like to show you a description here but the site won’t allow us. IR here are… Show more . We would like to show you a description here but the site won’t allow us. . Crypto is toxic”We would like to show you a description here but the site won’t allow us. 85% to 4. Hard to start a business or buy your first home if you can’t borrow money anywhere”“Aussie house prices moving sideways in February month to date, which is interesting. Verified account Protected Tweets @; Suggested users Aussie house prices are continuing to fall at a very rapid pace in December based on early data from We would like to show you a description here but the site won’t allow us. There were good reasons for very low rates (pre-covid) and those reasons haven’t gone away. Someone did the math on how the housing ponzi affects this generation compared to the days of old. Where did you get 20% from?”RBA governor Phil Lowe said today that for Aussie inflation to hit its 2-3% target, wages can only grow at circa 3. 5k USD when you started this fund in May 2020. I believe this includes offset accounts. 0% (0. Well done. 1. “@cjoye Watched The Big Short again last night - I fear the can kicking is going to end soon and we will have our very own subprime moment. What’s the result?”We would like to show you a description here but the site won’t allow us. 1%, bringing total decline to 6. Team Talk: Cowboys 2023 overview, best 17, squad update. Verified account Protected Tweets @; Suggested usersWe would like to show you a description here but the site won’t allow us. I'm often asked how much time/effort it takes to write an AFR column. I'm often asked how much time/effort it takes to write an AFR column. Last Friday was a normal day for us: we did about $450m of trades, and I actively directed ~$300m of them. Drone operator Christopher Joye posted. ”We would like to show you a description here but the site won’t allow us. 13 Jun 2023 05:35:09 “RT @rogerkermode: I reckon there are two generations of ‘finance dudes’ who have never seen high inflation and cannot comprehend the fear i…” christopher joye on Twitter: "RBA now on track to hike rates in June given upside surprise to today's inflation, lifting the cash rate from 3. There were good re“@Sporticus13 @cjoye @TheKouk I was wondering the other day how much of Wayne Swan’s unfulfilled budget surplus was the result of Koukie’s crystal ball. Sign up“@mitch_dol @cjoye @TomInvesting This is the Jan REINZ HPI Index developed with our RBNZ. 75% bonds or 5,6% annuity products without losing any skin to the middleman, market would be below 4,000 point instantly! Once BoJ st“Mortgage stress to rise as RBA flags risk of higher rates in. First time I've properly suited up in a long while. 1. Logically can't happen. Games fiasco will leave business shaking its head at Victorian farce. “@cjoye @PeteWargent Both this and Labor shared equity policy are attempts to shore up supporter bases/buy votes. christopher joye on Twitter: "Credit Suisse trying to squeeze. We would like to show you a description here but the site won’t allow us. Our globally unique War Lab put 74% probability on military conflict between China/Taiwan and a 45% chance of US-China conflict erupting over next decade based on data up to 2020. Sign upIn this conversation. 30% drop wipes out 40% of gains! Its so bad REINZ has taken down old reports!”“@ddtraderr @cjoye Ummmm Yes they can refinance however this is happening because interest rates are rising ⬆️⬆️⬆️ They may be able to refinance if they paid off enough, and if the properties have appreciated in value That’s a few “ifs” in there Overall, the situation is grim at beset”“3x crypto banks now dead: Silvergate; Silicon Valley; and Signature. The wage costs for businesses producing products is far too high and can only be addressed by greater productivity, which means fewer workers. Show more". We would like to show you a description here but the site won’t allow us. Key takeaways * 15-20% peak to trough in Australian housing prices remains the view. . The news is not good: "We construct a new ‘weighted-median’ measure of…” Honestly, we hit the limit current incomes can support. Conversation“@cjoye who would have thought lending money to a government with a printing press that practically can't default would result in potentially the 2nd largest bank collapse in US history 😄”In this conversation. com. 9% vs 56. Sign up“@cjoye People keep in mind the huge upswing the housing market had pre covid. @cjoye. . @cjoye/Twitter) Shark clamps onto diver's leg as blood and screams pour out in attack video. 2 days ago. 1% in 2020 drove Aussie houses prices 37% higher. The Australian Financial. ”“With an inflation-targeting central bank, cash is actually one of your best inflation hedges”See new Tweets. You actually charge people a fee for that performance?”“@KirilRuvinsky @cjoye People are away in Sydney, this Aussie day turned into a long weekend, my wife works in circular quay and there were 5 people on her floor at work! People are still spending and it appears that less people under 35 have a mortgage these days, rising unemployment is the only key”Imaging if mums&dads can directly access to 6. We would like to show you a description here but the site won’t allow us. We would like to show you a description here but the site won’t allow us. christopher joye on Twitter: "Morning!" / Twitter. It would not suprise me if the government introduces 'targeted support' which ends up pumping the market for a…”We would like to show you a description here but the site won’t allow us. commodities are a grand idea #BTC“Aussie house price losses exceed 10%, Sydney losses breach 14%: 43 year record in sight 'Stablecoin' Breaks Peg As Circle Admits Billions Stuck With SVB up. We would like to show you a description here but the site won’t allow us. Captain Slapstick AC AO AM OAM AK @CaptSlapstick · 6h. This chart from Bloomberg provides a good summary of consensus estimates. @cjoye I still haven’t seen you clearly outline why rates will stay high over the medium to long term, when nothing has fundamentally permanently changed since 2019. We would like to show you a description here but the site won’t allow us. . Sitting on $6. @TheKouk · Jul 8. We would like to show you a description here but the site won’t allow us. However, the. Wonderfully cherry picked data in desperation to keep credibility of the narrative that allows them to be defenders of last resort of the great Australian credit fuelled housing bubble. ” christopher joye on Twitter: "Good morning!" / Twitter. True, but houses / home units are hard to beat. “@cjoye Step forward for transparency, but still doesn’t stop more/different things being said in other forums (or by other RBA officials). A $14m unsecured loan will cover the client loss, creating a $32m debt for Huobi Like I said before: there will be unpredictable fall out from FTX in the following weeks. @cjoye. See new TweetsNothing like purposely using a log graph to make it look like it has barely crashed everMassive downside miss for Aussie monthly inflation - RBA should pause and if they hike in December they will struggle to do much more. The business indicators measure of wages suggests annual growth in non-farm hourly earnings picked up to 5% in Q1, although this series has grown more strongly than the RBA’s series over the past year. 7%. …”We would like to show you a description here but the site won’t allow us. Grrrr”“@cjoye Thoughts on bank and esp. We await policy details to review our outlook". We would like to show you a description here but the site won’t allow us. We would like to show you a description here but the site won’t allow us. “The “family finances vs a year ago” sub-index dropped 8% in February, to 62. “@bluntman_eth @Tombeecon @cjoye So they just entered the real estate market. Try and think of the whole story not the macro people want you to hear and fear”In this conversation. A controversial article by Christopher Joye, an outspoken investment portfolio manager and columnist for the Australian Financial Review, has. 1%. Australia needs to produce more with fewer people. Sydney (+1. Log in Another story this morning with fresh quotes from NSW Treasurer @dmookheyMLC on paying back the Liberal Party's $100bn debt explosion: "When asked about the $40 billion in managed funds administered by the state’s debt arm, Treasury Corp, including a $1. . ”We would like to show you a description here but the site won’t allow us. But with a referendum and election coming in the next 12 months, in addition to a $19b surplus. Like. Melb also up: 67. Fun interview with nabtrade on bond markets. I doubt the rise over the previous Q was sustainable, given the reduction in borrowing power. 6%; 5 city index prices down 1. Welcome to the Complexity Premia podcast from Coolabah Capital, which is hosted by Christopher Joye, CIO and portfolio manager at Coolabah Capital. Sign upNSW Treasurer Daniel Mookhey today reveals that Perrottet/Kean had planned to burden NSW taxpayers with another $25bn of debt to allow their investment arm, TCorp, to punt this money on stocks. The quarterly pace of decline accelerated to. 2:58 AM · Jun 30, 2023. FML 🫠”“@cjoye Too corrupt and too much poverty. In this conversation. We reap what we sow. 65% in November. GS have published research on what Australia's inflation rate looks like using the new monthly data, crucially excluding items the ABS does not collect information on (and imputes to have no change). “India is an important ally that can’t be trusted Replying to @cjoye Usecases for blockchain are only limited by the imagination. May 2. We would like to show you a description here but the site won’t allow us. We have unscrambled the letters cjoye (cejoy) to make a list of all the word combinations found in the popular word scramble. Embarrassingly wrong. . The news is not good: "We construct a new ‘weighted-median’ measure of underlying inflation based on a truncated monthly CPI. com. Jerome Nugent-Smith. “@cjoye Well this RBA info has finally caught up with Alan Kohler I photo’d the tv last yr & kept the dates visible I added words he was saying to the slides Check out the dates! August & October LAST YEAR!”We would like to show you a description here but the site won’t allow us. Investors want little to do with a sector heading for a big dose of reality. Don’t know anyone else that predicted that. 5%, the…. . ly/3tKymvn 8:25 PM · Nov 21, 2022 · Twitter Web App@cjoye Aussie house price update to 25 July: Sydney prices down 1. 1:56 AM · Jul 29, 2022 · Twitter Web App. Prepare for equities and property pain - my analysis. A $14m unsecured loan will cover the client loss, creating a $32m debt for Huobi Like I said before: there will be unpredictable fall out from FTX in. Interesting. Discerning Coins for example is a new way of collecting coins - using the blockchain! Chris, we've talked about this. . We would like to show you a description here but the site won’t allow us. “@cjoye Japan took over 10 years from peak to 'bottom' with a similar size bubble. “House price crash update: Syd prices down 6. 2m are customer assets. Given the number of markets that have had this set up and tanked. We would like to show you a description here but the site won’t allow us. You are right to hesitate on price directions for houses - low listings are contributing to price stability, but so are rents increasing by 25% ($120 pw on $500 pw) and many buyers paying cash (not first home buyers). Drone pilot Christopher Joye, who captured the footage, said: "Swimmers would not believe there was a. Your chart is pretty much 12 months already. ”While lots of people talk about the risk of war without actually understanding the odds, new research sheds light on the probability of major power conflict. Wonderfully cherry picked data in desperation to keep credibility of the narrative that allows them to be. . Binance Australia selling bitcoin $6k cheaper than other exchanges. First miss on EPS since IPO, I think. “GS: Australian capital-city dwelling prices rose +0. States need fiscal revolution to avoid debt bomb - our analysis on NSW and Victoria. 2B cash! @cjoye Aussie house prices now correcting fast as rates rise, led by Sydney and Melbourne: RBA will struggle to lift past 1. CHRIS JUDD’S Masters of the Market Masters of the Market is back for 2021 and the first episode of the year is with CIO of Coolabah Capital and columnist for the AFR, Chris. Verified account Protected Tweets @; Suggested usersWe would like to show you a description here but the site won’t allow us. christopher joye on Twitter. 3%, Melbourne/Brissie both down 6. 04 May 2023 06:47:40Log in. . Sydney house prices plummet like it's 1983. 4% this time last yr. “Why is Bitcoin back down at US$22k?”“@cjoye You should dissect Aus equities vs S&P500. There was only one way to go. See new Tweets Nothing like purposely using a log graph to make it look like it has barely crashed ever Massive downside miss for Aussie monthly inflation - RBA should pause and if they hike in December they will struggle to do much more. 1%; Brisbane prices down 0. Immigration is still big in Aus. Log in. “Morning!” We would like to show you a description here but the site won’t allow us. We would like to show you a description here but the site won’t allow us. Welcome to the Complexity Premia podcast from Coolabah Capital, which is hosted by Christopher Joye, CIO and portfolio manager at Coolabah Capital. 5%. We would like to show you a description here but the site won’t allow us. 5%, the Bank of Canada at 4. This will in turn demand radical attitudinal change from entitled millennials who have never experienced high…. "@wmdglasgow Yes, @cjoye is one of our best journalists" (Tweet) – via Twitter. @cjoye. com. @cjoye Sydney house prices have fallen 11. 2%. @cjoye. 3. Aussie house prices fell in 2022 by their largest margin since records began in 1980. Binance Australia selling bitcoin $6k cheaper than other exchanges. @cjoye And then the currency will fall, inflation will accelerate and rates will need to go even higher than they would’ve needed to in the first place. This will. This is 70s. 5%; 5 capital cities have fallen 3. @cjoye. We would like to show you a description here but the site won’t allow us. au. ”christopher joye on Twitter: "Good morning!" / Twitter. “@cjoye It seems a bit silly to me that an actor, doing an advert, with a script, on the television, should suddenly become a financial commentator on cryptocurrencies. We would like to show you a description here but the site won’t allow us. “@cjoye After yeeeaars of saving for a deposit and finally getting into the market [at peak Jan 22] we now have to deal with this. We would like to show you a description here but the site won’t allow us. We now expect Australia's #housing prices to fall nearly 20%, before a modest recovery in 2024 as mortgage rates fall. The stunning incident occurred in the waters off Werri Beach in New South Wales on Sunday and was captured on video. 6%mom) prices led the increase. @cjoye · Aug 5. #ausecon @felicity_emmett @AdelaideTimbrel. 85% to 4. Interesting. ALT. We would like to show you a description here but the site won’t allow us. Sign upWe would like to show you a description here but the site won’t allow us. 7%. In this conversation. Tech party is over as Canva and Atlassian get tough, and perks dry up“Does any seriously believe house prices will not fall after the RBA cutting the cash rate from 1. christopher [email protected] @DrCameronMurray: Has anyone pulled together a list of all the wrong predictions about the housing market from mid-2020? If I recall, predictions of 30% price falls were common. Massive portion of the population realising they are not going to achieve an acceptable basic standard of living. Log inchristopher joye @cjoye 7h One of the more interesting questions going around is whether bonds issued for environment, social and/or governance (ESG) purposes attract a lower. “Aussie house price losses exceed 10%, Sydney losses breach 14%: 43 year record in sight “USDC 'Stablecoin' Breaks Peg As Circle Admits Billions Stuck With SVB Sign up. christopher joye on Twitter: "A property I heard about was. Find great real estate professionals on Zillow like cjoyeThere are 9 words found that match your query. 4% followed by Brisbane (-8. Funny thing is many keep saying it hasn't crashed yet. Replying to . It'll work right up until the point it is discovered that debt outstrips M2 money by a factor of 10:1 . We would like to show you a description here but the site won’t allow us. Verified account Protected Tweets @; Suggested users“@cjoye @ALeighMP @Charlton_AB @DanielMulinoMP @AlboMP @JEChalmers Genuine question/thought. christopher joye. macrobusiness. It’s funny because traders on the street know that on Friday mornings, I will be buried in one. “ANZ's David Plank and Jack Chambers have today updated their RBA QE3 forecast to a potential program that could be as large as $189 billion, bringing them in line with Westpac's Bill Evans who is projecting a $150bn program for QE3 @Johnkehoe23 @ANZ_Newsroom @WestpacMacro”We would like to show you a description here but the site won’t allow us. Likes. Log inWe would like to show you a description here but the site won’t allow us. Australia needs to produce more with fewer people. Replying to @cjoye @Harold36089778. Verified account Protected Tweets @; Suggested users“@ChandAshok @cjoye Totally agree re government mistakes but struggle to understand why ‘independent organisations’ have the power to dial up the misery of Australians in the form of unemployment and increased costs of lending. We would like to show you a description here but the site won’t allow us. Sign upLog in. christopher joye on Twitter: "Morning!" / Twitter. then the printing starts again leading to further dilution of currency . @cjoye. afr. ly/3tKymvn 8:25 PM · Nov 21, 2022 · Twitter Web App @cjoye Aussie house price update to 25 July: Sydney prices down 1. We would like to show you a description here but the site won’t allow us. We would like to show you a description here but the site won’t allow us. 6 billion Snowy Hydro… We've been forecasting a US recession since Jan 2022, which the market has recently converged on. christopher joye on Twitter. Higher long-term risk-free cash rates are going to create a protracted pain trade for risky assets. 0%), Melbourne (-7. ALT. Log in. We would like to show you a description here but the site won’t allow us. this conversation. In this conversation. See charts below for the latest daily index data for Syd/Melb @cjoye banks are throwing everything to keep the arrears off the books, giving repayment holidays, turning loans into 30-40 year mortgages interest free, & CBA anyone ahead on their loan schedule are getting repayment discounts! @cjoye I think you’re missing a factor from your interest rate property price calculator, how many investors were using a rising market to facilitate/service their loans, buy new properties& hide some properties under company trusts to hide their debt positions. ”We would like to show you a description here but the site won’t allow us. A 30year investment for most. Log in. We would like to show you a description here but the site won’t allow us. We would like to show you a description here but the site won’t allow us. Australia faces "largest and longest house price correction in history" According to CoreLogic records dating back to 1980, Australian dwelling values have never fallen by more than 11% across the combined. We would like to show you a description here but the site won’t allow us. Victoria's annual interest bill on its debt will rise towards $9 billion/yr by 2027 according to CBA analysis. We would like to show you a description here but the site won’t allow us. Verified account Protected Tweets @; Suggested [email protected]! From US2yr notes to the Russell2000 and Peleton, Netflix, AfterPay etc etc etc. “@TvcMike @cjoye tech/growth/risk assets, makes any real sense. Verified account Protected Tweets @; Suggested usersIn this conversation. 9. com. Honestly, we hit the limit current incomes can support. When the cryptobros realise the startup founders need to cash in their crypto investments because SVB is experiencing a bank run. 1%; Brisbane prices down 0. 3. 1. This will bring the RBA much closer to global central banks like BoE at 4. In levels terms, capital-city dwelling prices…”@cjoye. Bank of M&D or other exogenous injections can only go so far. Verified account Protected Tweets @; Suggested usersWe would like to show you a description here but the site won’t allow us. Aug 16. @cjoye. ConversationSee new Tweets. “@cjoye Modi had highest voters support among all democratic countries! As Paul Keating repeatedly pointed out, Albo is just a sucker!”We would like to show you a description here but the site won’t allow us. Sign upLog in. We would like to show you a description here but the site won’t allow us. Australian money is rushing out of the crypto exchange, and customers are willing to accept a big haircut to cash out their holdings. In this conversation. christopher joye on Twitter. In this conversation. Sign up Day of valuations reckoning looms for commercial real estate owners, valuers and auditors. So how does this effect them? I would have thought ppl who regularly buy/sell homes or were looking to cash out for retirement would be more affected?”We would like to show you a description here but the site won’t allow us. would like to show you a description here but the site won’t allow us. Just think your narrow focus on interest rates as the main driver of house prices and that prices will fall 30% is consistent with many of you other views. “First housing bear in my cross-hairs: UBS concedes yesterday, "Looking fwd, we had expected home prices could drop 10%, but it could be smaller now. 4% pa return. Log in. 6%; 5 city index prices down 1. 1%. We would like to show you a description here but the site won’t allow us. 4%mom) and Melbourne (+0. 10% in more pain for borrowers and home owners. S&P Reports Australian Home Loan Arrears Rose In December: S&P's Performance Index (SPIN) for Australian prime mortgages increased in December to 0. “Bitcoin down at US$20k again, but Aussie house prices stabilising once more while equities tank. @cjoye The monthly CPI showed underlying inflation remains uncomfortably high, tracking above the RBA’s forecast profile and placing pressure on the RBA to hike again in July, where its peers are confronting the same problem of it taking too long for inflation to return to target with much higher interest rates. I suspect the increased earnings (and potentially profit) of the big players in ASX 200 might offset increases in discount rates. *Potential for another RBA hiking cycle >4%. christopher joye @cjoye. 1:24 AM · Jul 9, 2023 · 10. NSW's interest bill will surge past $7 billion/yr according to Treasurer @dmookheyMLC. ”We would like to show you a description here but the site won’t allow us. It’s like the economy has cancer and our doctors wants to stop treatment caus. It’s like the economy has cancer and our doctors wants to stop treatment caus we’re feeling nauseous from the chemo 🤦♂️ @cjoye True, but houses / home units are hard to beat. The real problem, people still spending and employment strong. Fantastic lunch event with Chris Joye @cjoye and Coolibah Capital today in Perth. Retweets. & 50% are admin. 30 Nov 2022 01:03:22 Australia faces "largest and longest house price correction in history" - MacroBusiness In this conversation. and @Johnkehoe23. new Tweets. ConversationA not so tiny drop in some parts of the country. #ausecon @felicity_emmett @AdelaideTimbrel. Found. 7% in July; Melbourne prices down 1. We would like to show you a description here but the site won’t allow us. 1. . @cjoye. Youre allowed to tweet at new cycle-low milestones only. Verified account Protected Tweets @; Suggested users The data always tells a story and sticky inflation makes it impossible to see an upside with House prices til Q1 maybe even Q2 2024 Bear market like the 1 we are in. 3. . Redirecting to /user/cjoye/. This will be record housing crash, 100% triggered by rate hikes - it has only just started. 2m are customer assets. It’s funny because traders on the street know that on Friday. And homes are still priced above Covid levels. OAKVILLE, ON — September 1, 2022 — Today marks the start of a new chapter for JOY RADIO (CJYE) as it unveils not only a new look, but a new feel to their.